Building Countries and Governments' Digital Financial Future

Move with the pace of your modern citizens. Enable the digital economy through nationwide platforms.

How Botswana Post Eased Government Disbursements

“We are pleased to have seen our agent network improve the lives of senior citizens using state-of-the-art technology provided by Business Intelligence Agency. We plan to increase our services offerings and bring it to more citizens in line with our vision of extending our e-services channels for a modern digital economy in Botswana.”

Clifford Lekoko, Chief Commercial Officer Botswana Post
Digital Government Solutions that Transform the Public Sector
POST OFFICE DIGITAL TRANSFORMATION
Drive financial sustainability and an inclusive digital economy. Empower the country’s post office network to become a digital backbone for financial and e-government services. Foster financial inclusion on a nationwide level with a ready, proven, white-label digital platform.
SHARED AGENT PLATFORM
Facilitate universal access to financial services. In the age of digitization, ensure that the most vulnerable retain access to cash in their communities. Drive financial inclusion through an interoperable agent banking platform available to FSPs as a common infrastructure for them to increase outreach into unbanked/underserved areas.
NATIONAL WALLET

Lay the digital rails for a cashless society. A national wallet solution, accessible to all, that promotes digital payment adoption and the move to a cashless society. Lays the foundation for digital services, digital currency & innovation. A domestic payment scheme, independent of foreign ones and yet interoperable. Results in payment efficiency, financial inclusion, economic transparency & improved convenience on a national level.

TOURIST SUPER APP
Innovating and Formalizing the Tourist Sector. Introduce a modern tourist destination offering by providing tourists with a centralized Super App that allows them to be all connected, transact, and access a variety of services digitally. Integrate tourism’s grey economy into the formal sector.
GOVERNMENT DISBURSEMENTS
Innovative solution for G2P payments. A national solution for effective disbursement of social and government payments. Helping governments attract more donors thanks to a secure & trusted platform that centralizes disbursements & drives inclusion. Immediate return for the government and efficiency for beneficiaries.
DIGITAL TAX COLLECTION

Convenient options for taxpayers anytime, anywhere. Introduce nationwide innovative solutions for aggregation & collection of taxes and beyond, either through self-service channels or agent networks. Provides better transparency, stable & predictable central and local government budgets, and a step toward creating a cashless economy.

MOBILE FACTORING

Digitize B2B financing and foster SME growth. Improve overall market dynamics, and foster stability and economic growth by deploying a shared factoring platform. Enable working capital optimization for SMEs, credit protection against bad debts, debtor insolvency and losses, increased debt capacity, and more.

SME FINANCING PLATFORM
Help SMEs start, finance, and grow their businesses. Support the development and growth of small businesses – the backbone of the economy, through a customer-centric platform tailored to their needs. Enable financial institutions to provide accessible digital financial services to SMEs.
AGRI-LENDING PLATFORM
Transform the agri sector with the power of data. Improve the health of the agri sector and foster its growth by enabling data-driven decisions for both banks/lenders and agricultural businesses. Help reduce risks and increase sustainability in the sector.
FOREIGN EXCHANGE MONITORING AND CONTROL
Stabilize the economy by taking control of forex operations. Support foreign currency reserves, maintain a healthy local currency exchange rate, support the economy, and curb inflation. Monitor and control all stakeholders involved in forex operations nationwide (banks, forex offices, individuals) through a central system.
REGULATORY SANDBOX
Fuel entrepreneurship in the economy by creating a controlled environment that encourages innovation. Invite different market stakeholders (banks, Fintechs, startups, etc.) to test out new technologies, regulations, and new ways of working that spur innovation, promoting a more integrated and inclusive ecosystem.
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DigiWave is a comprehensive, enterprise-grade digital banking platform that enables nationwide, innovative digital finance solutions for a cashless, data-driven economy.

In Focus: KAYA enables access to financial services for over 6 million members
KAYA Payment Platform for NATCCO and PFCCO
See how we transformed the Credit Union Sector in the Philippines, managed to expand the range of services available to their members, generate additional revenue, and increase member share value.

“We believe that this payment platform is a way to connect the cooperatives in the Philippines and maybe in the future the cooperatives also in the world.”

Silvia Paraguya, CEO of NATCCO Network

What is the next initiative on your government's digital agenda?